Hi my federal loans are now in default but I attended school atleast part time during this time. I thought it went into automatic deferement if I was attending school. Now I have received a notice of tax refund offset because of my default. I have entered into a rehabilitation because I know i'm responsible for the debt but honestly i thought they went into automatic deferement. If i call the department of ed and let them know can they reverse all of this stuff? Thank you so much!