im attending a barber college and i think the school is ran very poorly but i wish i would of known this before attending so basically i applied for a pell grant and never recieved any of it and i applied for a loan and naver recieved it i've done everyhting the school wants me to do as far as completing all my test having a better than 70% attendance and the scheduled amount of hours ive been told that the owner is very tight with money and is holding the money in a CD to build interest what can i do? can he just hold the money for however long he wants?