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Discuss Stafford, PLUS, Direct, and other federal loan products.

PSLF for Parent Plus loans

I understand that PSLF has not been taken away for parent plus loans, but it appears that IRR has.
Are there other repayment options?
when my child started college this was an option, not sure what I am going to do now.
Read more : PSLF for Parent Plus loans | Views : 2049 | Replies : 1


Payoff of subsidized loan at graduation

Apologies as I see a similar question was asked on the forum a couple of years ago, but things change, so I want to be sure I am working with current information.

My daughter will start college this fall and qualifies for a $3500 "subsidized federal direct loan".

First, is that the same as a subsidized Stafford loan?

Second, if we were able to pay off the loan in full immediately upon graduation, am I ...
Read more : Payoff of subsidized loan at graduation | Views : 2153 | Replies : 2


Help! Direct plus loan questions

Does anyone know if you previously had medical bill collection accounts on your credit report, but they are now paid off, will you still likely be denied a parent plus loan? Also, can another parent be a co-signer or endorser? I hope someone has some recent experience with this. Thanks.
Read more : Help! Direct plus loan questions | Views : 2039 | Replies : 1


Default but was in School

Hi my federal loans are now in default but I attended school atleast part time during this time. I thought it went into automatic deferement if I was attending school. Now I have received a notice of tax refund offset because of my default. I have entered into a rehabilitation because I know i'm responsible for the debt but honestly i thought they went into automatic deferement. If i call the department of ed and ...
Read more : Default but was in School | Views : 2066 | Replies : 1


when to apply for graduate??

I'm a Sophomore now in undergrad, and because of one school that was very expensive, i only have 18,000 left for my undergrad. When can i apply for graduate loan money, if I'm for sure going to be working towards my masters and phd? Do I have to wait until I've actually been awarded my bachelors and graduated from undergrad, or is there some way to just go straight into the graduate loan amount? Thanks!!
Read more : when to apply for graduate?? | Views : 3616 | Replies : 3


Is it possible to change lenders?

I have been very unhappy with my lender for the last couple of years. Is it possible for me to change? My loans were consolidated in 2006; would my interest rate go up drastically?
Read more : Is it possible to change lenders? | Views : 1687 | Replies : 1


Loan Money Running Out But Still Enrolled, HELP

Hi,
I am a senior and I will be graduating college with a BS in Psychology this quarter but I was told that due to all the classes that Im taking, my financial aid money has made me owe the school $1800. Is there any way I can get Stafford Loans to give me just a little more money to finish my last quarter of school. I am desperately trying to graduate on time. On ...
Read more : Loan Money Running Out But Still Enrolled, HELP | Views : 2243 | Replies : 1


Merit Award Converted Subsidized to Unsubsidized Loan

My son is a college senior at a state university. He received a Presidential Scholarship from his college all 4 yrs which amounted to 1/2 tuition and a local scholarship for $1,000. He has worked summers & winter breaks and tutors for the school. He has lived off campus the last 2 yrs. Summer 2012, he was not able to work for 5 wks due to a class required field camp. He has received subsidized ...
Read more : Merit Award Converted Subsidized to Unsubsidized Loan | Views : 1645 | Replies : 1


School cancelled my loan but I still need it

I just found out that my school cancelled my federal student loans. I am taking late starting classes and wasn't aware that they had cancelled the loan as I usually do not get the money until half-way through the semester. I was told that there was a misunderstanding and that my loan had been cancelled because I was not considered full time because of my late classes. However, I need this money to buy my ...
Read more : School cancelled my loan but I still need it | Views : 2096 | Replies : 2


High List


Hello, I am not finding our High School on your California listings. It is not allowing me to type in our High school name in order to start with the loan process.
What should I do?
Read more : High List | Views : 1531 | Replies : 1


 

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