Last 10 active topics

Are the subsidized Stafford Loans no longer available? Therefore the best a graduate student can do is an unsubsidized Stafford Loan at 6.8% through Federal loans? Some private loans offer a lower rate than that.

Hi.
I am going back to school at age 50 to attain a second bachelor's degree and eventually a master's degree. In the 80s, I paid off one loan in full on time, but defaulted on the others. They have been paid in full for a while now. Will the fact that I defaulted in the past stop me from getting a loan now?

How are ParentPlus loans postpone? Is there deferments available? Where can I find further information including repayment options?

I have recently been assessed a large (>$100K) federal tax lien by the IRS (related to business, not personal, taxes). I am also halfway through my graduate MBA program. I am wondering if I will be rejected for additional unsubsidized Stafford loans when I try to renew in the spring? I understand that I will no longer be able to obtain PLUS loans (to make up the gap between the annual Stafford max & my ...

Greetings,

My name is Harry Negron and I'm an undergrad Microbiology student at Inter American University of Puerto Rico San German Campus (sg.inter.edu). I have applied for a $5,000 subsidized federal student loan through my Financial Aid office which was pre-approved by them. They gave me an appointment for September 20, 2012 for a student loan orientation, that they claim is new federal regulation for everyone that's applying for federal student loans. I was hospitalized ...

Hi there,

Here's my situation:

I had attended a university for three full years before I realized what I REALLY wanted to study. At the end of my third year, I had accumulated nearly $30,000 in Stafford loans, which is near my aggregate limit. During the summer before Fall '12, I submitted my FAFSA and was awarded with only $750 which is no where close to the cost of tuition. With that being said, I ...

Can I take out a PLUS loan to cover private student loans that my son already has?

I would like to apply for a PLUS Loan for my son to attend Santa Barbara City College. Unfortunately I went through a foreclosure in May 2010. Although I have been very careful and have made all credit card and car payments on time and have enlisted the help of Greenpath Credit Councilors my credit rating is still 607. Do you think I would have any success in receiving a PLUS Loan under these circumstances?

Here is my situation. I am an independent student going back to school for another degree. Before the fall semester, I applied initially as a full time student with 12 credits. I was then approved for $1750 per semester for subsidized stafford loan, and $3000 per semester for unsubsidized stafford loan. Since I was working part-time, I realized I couldn't handle the workload. I then decided to drop down to 7 credits, which now makes ...

Here is my situation. First of all, I already have my bachelor's and I am returning to school in pursuit of another degree. Before the fall semester started, my intention was to go as a full time student. So when I applied for financial aid, they approved me $1750 per semester for subsidized, and $3000 per semester for unsubsidized as a full time student. But because I was working part time, I realized I couldn't ...