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Discuss Stafford, PLUS, Direct, and other federal loan products.

postpone parentplus loans

How are ParentPlus loans postpone? Is there deferments available? Where can I find further information including repayment options?
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Renew Unsubsidized Stafford Loan with new tax lien?

I have recently been assessed a large (>$100K) federal tax lien by the IRS (related to business, not personal, taxes). I am also halfway through my graduate MBA program. I am wondering if I will be rejected for additional unsubsidized Stafford loans when I try to renew in the spring? I understand that I will no longer be able to obtain PLUS loans (to make up the gap between the annual Stafford max & my ...
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My school doesn't want to pay me the entire loan


My name is Harry Negron and I'm an undergrad Microbiology student at Inter American University of Puerto Rico San German Campus ( I have applied for a $5,000 subsidized federal student loan through my Financial Aid office which was pre-approved by them. They gave me an appointment for September 20, 2012 for a student loan orientation, that they claim is new federal regulation for everyone that's applying for federal student loans. I was hospitalized ...
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Transferred to another school, but still attending part-time

Hi there,

Here's my situation:

I had attended a university for three full years before I realized what I REALLY wanted to study. At the end of my third year, I had accumulated nearly $30,000 in Stafford loans, which is near my aggregate limit. During the summer before Fall '12, I submitted my FAFSA and was awarded with only $750 which is no where close to the cost of tuition. With that being said, I ...
Read more : Transferred to another school, but still attending part-time | Views : 2261 | Replies : 0

Parent PLUS Loan

Can I take out a PLUS loan to cover private student loans that my son already has?
Read more : Parent PLUS Loan | Views : 2321 | Replies : 0

PLUS Loan Application w/Poor Credit

I would like to apply for a PLUS Loan for my son to attend Santa Barbara City College. Unfortunately I went through a foreclosure in May 2010. Although I have been very careful and have made all credit card and car payments on time and have enlisted the help of Greenpath Credit Councilors my credit rating is still 607. Do you think I would have any success in receiving a PLUS Loan under these circumstances?
Read more : PLUS Loan Application w/Poor Credit | Views : 2267 | Replies : 0

question about stafford loan

Here is my situation. I am an independent student going back to school for another degree. Before the fall semester, I applied initially as a full time student with 12 credits. I was then approved for $1750 per semester for subsidized stafford loan, and $3000 per semester for unsubsidized stafford loan. Since I was working part-time, I realized I couldn't handle the workload. I then decided to drop down to 7 credits, which now makes ...
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will my stafford loans get reduced?

Here is my situation. First of all, I already have my bachelor's and I am returning to school in pursuit of another degree. Before the fall semester started, my intention was to go as a full time student. So when I applied for financial aid, they approved me $1750 per semester for subsidized, and $3000 per semester for unsubsidized as a full time student. But because I was working part time, I realized I couldn't ...
Read more : will my stafford loans get reduced? | Views : 1594 | Replies : 0

Parent Plus Loans

I took out Parent Plus Loans for my son when he was attending UTI, I was told by the financial aid staff there that the Parent Plus loan was all that was available to my son because he had poor credit. I was told I was simply co-signing his loan and once he graduated the loan would transfer to him. He has completed the program but the loan is still in my name, how do ...
Read more : Parent Plus Loans | Views : 2458 | Replies : 1

School 'rolling over' Disbursement

My school received my loans (Substidized and Unsubstidized) on August 8th, but would not release my disbursement of funds for overpayment. I repeatedly called Student Finance to sort out the issue, but every time I called they gave me another excuse for the lateness. By the time I asked for a supervisor it was week 8 and they told me then that because my funds were not sent out to me in time it was ...
Read more : School 'rolling over' Disbursement | Views : 1872 | Replies : 0


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