Most, if not all, students who file the FAFSA are at least given the option to take out unsubsidized stafford loans
and subsidized stafford loans
are based on need. Parents also have the option of taking out Parent PLUS loans
on behalf of their college student. So while your need-based options are most likely minimal, there are still federal loan options available to you. Even if you don't think you will get any aid, you won't know for sure until you file your FAFSA.
There is an option to estimate your aid using the FAFSA4Caster
, which would give you a general idea of what your options will be.