Hi Friends,
I find that credit cards are necessary for online bookings, air and railway tickets and others.Hence I wish to know whether it is wise to apply for one as I am a retired executive.

pls reply for me

Credit cards are as safe as you make them. So many people shy away from credit cards because other people misuse them. As long as you are disciplined about it you will be fine!

Credit Card Security is often a worry for most of us, however there are a few simple rules and guidelines that you should follow to reduce the chances of you suffering from any credit card security problems.

One way in handling your credit card correctly is by using it during emergency situations only. If your financial sources run dry and you really need to pay your monthly bills, then it is the perfect time to use it.

Credit card one way flow are the best effective process for credit card safe and although banks are doing the best programs for protect credit card debt from consumer fraud by improving security.

post more information..i like yout posts!!

How can I pay my credit card bill if my expenditure still increase?

The best thing to do is learn how to better budget your money. Personally, I would recommend Mint.com to learn how to better budget your money. This site tracks your monthly spending on various items (car, insurance, eating out, etc) and informs you if your spending exceeds your monthly limit