loan consolidation

Discuss consolidating either federal or private loans, for undergraduates or graduates.

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loan consolidation

Postby ccovey2 » Sun Oct 21, 2007 8:40 pm

When should you consolidate your loans? Also where is the best place to consolidate your loans?
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loan consolidation

Postby ccovey2 » Sun Oct 28, 2007 7:21 pm

thanks i looked at it and it was very informative. thank you
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Thanks tourgolf

Postby stephanf » Wed Dec 05, 2007 2:04 am

I have found your site very useful. and I am using it to increase my knowledge.
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Re: Taking Personal Debt Consolidation Loan

Postby stephanf » Thu Dec 06, 2007 2:21 am

ashoksharda2 wrote:It will be wise for you taking Personal Debt Consolidation Loan if you are facing multiple loans burden and paying a huge amount for interests. Your existing debts will be easily transformed into one single loan with the help of debt consolidation loan. This way you will be able to save...

You can know more at : Personal Debt Consolidation Loan


Thanks I like that because of useful resource
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Re: loan consolidation

Postby Ms. Stafford » Fri Mar 07, 2008 9:49 am

IF you need to consolidate your federal school loans NOW...then you will need to call the US Dept of Education at 11800-557-7392 OR you can apply at http://www.dlssonline.com....if you are thinking about consolidating your loans but you can afford to wait...I would wait a few months...to see if more players re-enter the consolidation market...because that might give you more of a choice on who you will be repaying.
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Re: loan consolidation

Postby rachael24 » Fri Mar 14, 2008 12:25 pm

Yeah I was fortunate enough to wait also...I agree with what Ms. Stafford posted. It was a big help.
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Re: loan consolidation

Postby SlashingKnight » Mon Mar 17, 2008 7:30 am

Ms. Stafford is the bomb. She is wise like a potato chip!!!
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Re: loan consolidation

Postby OTOtrish » Tue Apr 01, 2008 10:19 am

You should always consolidate your loans as soon as possible to decrease your interest rates. When you consolidate all your loans together you don't have to pay multiple extra fees.

And here are some great sites that will offer you different loan consolidation programs:
http://www.studentloannetwork.com/consolidation/
http://www.studentloanconsolidator.com
http://www.GradLoans.com/consolidation

Good luck!
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Re: loan consolidation

Postby Ms. Stafford » Tue Apr 01, 2008 1:05 pm

OTOtrish wrote:You should always consolidate your loans as soon as possible to decrease your interest rates. When you consolidate all your loans together you don't have to pay multiple extra fees.

And here are some great sites that will offer you different loan consolidation programs:
http://www.studentloannetwork.com/consolidation/
http://www.studentloanconsolidator.com
http://www.GradLoans.com/consolidation


Good luck!


:evil: Consolidating your Federal student loans DOES NOT lower your interest rate...it simply locks it in at the current interest that you have. IF you have multiple rates, then it is just the weighted average of all of them. Also, if you have stafford loans that are still at a variable rate, consolidating them now does not make sense, since the rates could be decreasing come July 1. It is a common misconception that consolidating your loans decreases your rate...this is NOT true for federal loans....it can be true for private loans...but that is decided upon your credit worthiness.
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Re: loan consolidation

Postby SlashingKnight » Tue Apr 01, 2008 1:15 pm

Did someone say you should ALWAYS consolidate your loans as soon as possible to decrease your interest rates? OH MY. That is one misguided soul.

I agree sooner is better.......when running a race! :roll:

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Re: loan consolidation

Postby schoolloans » Wed May 13, 2009 11:16 pm

Thanks for the links and info on loan consolidation, I'm new to this forum and i'm looking for lot of details on student loan consolidation.
Thanks
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Re: loan consolidation

Postby kobe27 » Wed Feb 06, 2013 1:16 am

It would be good if you are managing your finances simultaneously to pay off your student loan. You don’t have to look around for any other loan or going for consolidation, as you would quite able to manage your funds making payments. Well quite good to deal with payday loans as there services are vital this goes with hospitality.
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