Hello, FA Guru!
I have 20-some-odd Federal Stafford loans that I would like to consolidate. All of my loans are currently in 6 or 12 month periods or forbearance. Will consolidating these loans negate the forbearance status? And if so, is it possible to apply for deferment/forbearance before making a first payment on my consolidated loan? I am currently unemployed and am unable to make even small payments on my loans.
Thanks in advance for your time and help