Hello, I have a very large private loan (80,000) that will be finishing the graduated plan this march. The new payments will be almost $800/month! It looks like the only option I have is Wells Fargo. What can I do if Wells Fargo doesn't accept my loan consolidation request? It looks like all other options are not available at this time. These new payments will be to large for me to manage on a monthly basis. I have used all of my deferment and forbearance. What are my options here if Wells Fargo doesn't work out? Thank you for your help

Unfortunately, a lot of lenders have pulled out of the private student loan consolidation market. You are right in that Wells Fargo is one of the only companies doing private student loan consolidations. Unfortunately, I am not really sure what other options you have. I would apply with Wells Fargo first and then see if you need to worry about other options.